Privacy Policy

Last Updated: December 04, 2025

Information We Collect How We Use Home Insurance Data Information Sharing Your Rights Data Security California Residents Contact Us

Information We Collect

We collect information to provide and improve our home insurance services:

Personal Information

  • Name, address, and contact details
  • Date of birth and identification
  • Payment and billing information

Property Information

  • Home address and property details
  • Construction type and materials
  • Security and safety features
  • Previous claims history

Usage Information

  • Website browsing activity
  • Communication preferences
  • Service interactions

How We Use Your Information

Your information helps us serve you better:

  • Processing your insurance applications and policies
  • Providing accurate quotes and coverage options
  • Managing claims efficiently and fairly
  • Communicating important policy updates
  • Improving our services and website experience
  • Complying with legal and regulatory requirements
  • Preventing fraud and protecting our customers

Home Insurance Data Practices

Specific to home insurance operations:

  • Property assessments and risk evaluation
  • Claims investigation and processing
  • Policy underwriting and pricing
  • Coverage recommendations based on your needs
  • Coordination with repair and restoration services

Information Sharing

We share information only when necessary:

  • With insurance partners and reinsurers for coverage purposes
  • With claims adjusters and inspectors during claims process
  • With service providers who assist our operations
  • When required by law or legal process
  • To protect rights, safety, and property

IMPORTANT: HKTINS does not sell, rent, or trade your personal information to third parties for marketing purposes.

Your Privacy Rights

You have control over your information:

  • Access and review your personal data
  • Request corrections to inaccurate information
  • Opt-out of marketing communications
  • Request deletion where legally permitted
  • Receive your data in portable format

Data Security

We protect your information through:

  • Industry-standard encryption protocols
  • Secure data storage systems
  • Regular security assessments and updates
  • Employee training on data protection
  • Incident response procedures

California Residents

Additional rights under CCPA:

California residents have specific rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information we collect
  • Right to request deletion of your information
  • Right to opt-out of any data sales
  • Right to non-discrimination for exercising rights

Contact Us

For privacy-related questions or requests:

Phone: +1 (620) 620-5145
Email: [email protected]
Address: 7500 College Blvd Overland Park KS 66210

Please contact us using the information above for any privacy concerns or to exercise your rights.