About HKTINS

Your Home Deserves Protection That Cares

We're more than an insurance provider-we're your partner in protecting what matters most. Since our founding, we've helped thousands of homeowners secure their properties with comprehensive, transparent, and personalized coverage.

Fully Licensed

Certified & regulated insurance provider

Industry Leader

Award-winning customer service excellence

Secure & Private

Bank-level data encryption protection

Always Available

Round-the-clock support when you need it

Built on Trust, Driven by Care

HKTINS was founded with a simple belief: home insurance should be straightforward, reliable, and built around the people it protects. Too many homeowners face confusing policies, hidden fees, and impersonal service when they need support the most.

We set out to change that. From day one, our mission has been to deliver insurance coverage that homeowners can understand, trust, and rely on when it matters. Every policy we write is crafted with clarity. Every claim we handle is processed with urgency and empathy.

Today, we proudly serve thousands of families across the country, helping them protect their homes, belongings, and peace of mind. Our team is here for you-whether you're buying your first home, upgrading your coverage, or navigating a claim.

"Your home holds your most precious memories. We exist to protect them with coverage that truly cares."

Trusted Coverage

Our Mission & Core Values

To provide home insurance that feels less like a contract and more like a promise-one that protects, supports, and evolves with you every step of the way.

"We don't just insure homes. We protect the memories, the milestones, and the moments that make a house truly feel like home."

Comprehensive Protection

We offer extensive coverage options for dwelling protection, personal property, liability, and specialized add-ons like flood and fire insurance-ensuring your home is protected from every angle.

Transparent Integrity

No fine print. No hidden fees. No surprises. Every policy is written in clear language, with straightforward terms and honest pricing you can trust.

Personal Care

Our team treats every homeowner like family. From personalized quotes to dedicated claims support, we're here for you with empathy, expertise, and unwavering commitment.

Our Approach to Home Insurance

We believe protecting your home should be simple, transparent, and tailored to your unique needs

Understand Your Needs

We start by listening to you. Every home is different, and so is every homeowner. Our team takes the time to understand your property, your priorities, and your budget before recommending any coverage.

Build Custom Coverage

No cookie-cutter policies here. We create a tailored insurance plan that covers exactly what you need-from dwelling protection to liability, flood coverage, and more-without forcing you to pay for unnecessary extras.

Support You Always

Our commitment doesn't end when you sign up. We're with you for life-ready to answer questions, adjust your policy as your needs change, and support you through every claim with speed and care.

Why Homeowners Choose HKTINS

We go beyond insurance to deliver real protection, genuine support, and lasting peace of mind

Clear, Simple Policies

No confusing jargon. No hidden clauses. Every policy is written in plain language so you know exactly what's covered, what's not, and why.

24/7 Expert Support

Our dedicated team is available around the clock to answer questions, provide guidance, and support you through every step-from quotes to claims.

Fast Claims Processing

When disaster strikes, time matters. We process claims quickly and efficiently, with rapid response times and a commitment to approving legitimate claims without unnecessary delays.

Competitive Pricing

Premium protection doesn't mean premium prices. We offer affordable rates with flexible payment options that fit your budget-without compromising coverage.

Customizable Coverage

Every home is unique. Tailor your policy with add-ons like flood insurance, earthquake protection, and valuable items coverage to match your specific needs.

Streamlined Processes

From getting quotes to filing claims, we've simplified every step to save you time and eliminate hassle, with secure document access whenever you need it.

Ready to Protect Your Home?

Join thousands of homeowners who trust HKTINS for reliable, transparent, and caring coverage. Get your personalized quote in minutes.

Get Your Free Quote

No obligation • No hidden fees • Instant online quotes